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IMPROVING YOUR CREDIT SCORE with Ron Fraraccio - Ep.1

IMPROVING YOUR CREDIT SCORE with Ron Fraraccio - Ep.1

June 9, 2021

Your credit score—a three-digit number lenders use to help them decide how likely it is they'll be repaid on time if they grant you a credit card or loan—is an important factor in your financial life. The higher your scores, the more likely you are to qualify for loans and credit cards at the most favorable terms, which will save you money.

If your credit history is not where you want it to be, you're not alone. Ron Fraraccio, branch manager of Farmers National Bank in Alliance, Ohio, shares methods of improving your credit scores and getting back on track.

CURB EMOTIONAL SPENDING Ep. 2 with Elyssa Kirkham

CURB EMOTIONAL SPENDING Ep. 2 with Elyssa Kirkham

June 8, 2021

Sometimes it may seem like shopping has become America's favorite pastime. With advertising popping up everywhere—from TV to billboards to city buses— shopping seems to be everywhere. Elyssa Kirkham, a finance writer and founder of bravesaver.com, offers tips for identifying emotional spending habits, how to curb them, and ways to engage in healthy spending patterns.

GETTING OUT OF DEBT Ep. 3 with David Weliver

GETTING OUT OF DEBT Ep. 3 with David Weliver

June 7, 2021

David Weliver, the found of moneyunder30.com, a financial resource site, shares his story of transforming his life by getting out of debt while young.

David Weliver is the founder of Money Under 30. He's a cited authority on personal finance and the unique money issues he faced during his first two decades as an adult. He lives in Maine with his wife and two children.

INVESTING MADE EASY Ep. 4 with David Weliver

INVESTING MADE EASY Ep. 4 with David Weliver

June 6, 2021

It’s not enough to save money for retirement; you need to invest to make that money grow. David Weliver, the found of moneyunder30.com, a financial resource site, shares practical tips for divining into investing on a budget.

David Weliver is the founder of Money Under 30. He's a cited authority on personal finance and the unique money issues he faced during his first two decades as an adult. He lives in Maine with his wife and two children.

YOUTH WORKFORCE Ep. 5 with Rick Taylor

YOUTH WORKFORCE Ep. 5 with Rick Taylor

June 5, 2021

Employers who hire teens aren't expecting them to have a proven track record of success, years of work experience, or a long list of skills. All they usually care about can be summed up in two words: positive attitude. They want them to be willing to listen, able to learn, to be trustworthy, reliable, and punctual.

Rick Taylor, a past member of Junior Achievement, share insight to help teens entering the workforce demonstrate these qualities for success on the job and beyond.

PLANNING FOR THE FUTURE Ep. 6 with Melinda Hill

PLANNING FOR THE FUTURE Ep. 6 with Melinda Hill

June 4, 2021

Being financially secure enough to enjoy your life in retirement is the last thing on the minds of those under 30. With the stress of all the expensive "firsts" that often come about during this period, like purchasing a car, buying a house and starting a family, it's hard to even think about saving for the future.

Melinda Hill, an OSU Extension Family & Consumer Sciences Educator, dishes on the necessity to begin planning for the future today.

BUDGETING 101 Ep. 7 with Chuck Ducey and Gary Schumacher

BUDGETING 101 Ep. 7 with Chuck Ducey and Gary Schumacher

June 3, 2021

A budget is a plan for every dollar you have. It’s not magic, but it represents more financial freedom and a life with much less stress. Chuck Ducey and Gary Schumacher, members of United Way of Greater Stark County Financial Coaches, explain the importance, as well as methods of creating a budgeting. 

MONEY TALKS Ep. 8 with Gary Sirak

MONEY TALKS Ep. 8 with Gary Sirak

June 2, 2021

It is possible to gain control of your financial situation, but first you must recognize where your money goes. Gary Sirak, a Financial Advisor and President of Sirak Financial Services in Canton, OH, shares the money tips outlined in his book, If Your Money Talked.

BITCOIN FOR BEGINNERS Ep. 9 with Christopher Cutter

BITCOIN FOR BEGINNERS Ep. 9 with Christopher Cutter

June 1, 2021

For many of us, bitcoin and cryptocurrency still seem like a foreign idea. Christopher Cutter, Chief Operations Officer at Phoenix Enterprise Solutions, LLC, breaks cryptocurrency in a relatable way.

Artists and Human Touch During COVID-19

Artists and Human Touch During COVID-19

June 24, 2020

The coronavirus pandemic has severely affected human physical touch--how we greet one another, gather, play sports, and simply exist in the world. And because touch is a fundamental part of both modern dance and ballet, the future for these art forms is unknown.

Touch also refers to interactions between artists and the public at festivals and in galleries—another casualty of COVID-19. On this episode of the podcast, artists April Couch and Bill Wade talk about navigating the world of human touch.  

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